“The Life Coaching professionals at the Life Coach Clinic helped me beyond measure,” says Dr. J. Jordan, a senior management consultant,” to achieve those overdue changes in my life and provided the foundations for successful new directions and personal fulfillment.”It’s for sure life isn’t static, and the one thing we can count on is change, but there’s so much talk these days about difficulty adjusting to the amount and rate of change these days, have you considered it as an exciting, fulfilling and proactive choice?I just got off the phone with a client in another country who has been asked to do a keynote address to an organizational group. It’s a professional conference for this group, but in the coming weeks, many of them are going to be transferred or given packages, as they downsize, a story that’s being played out in many companies around the world right now. She’s been asked to say something inspirational about change to these individuals who are about to have change forced upon them. Life Coach Victoria Butterell (http://www.LifeCoachClinic.com ) would have lots to say to a group like this. She knows all about the positive aspects of change. Not long ago she suffered a near-fatal car crash and was forced to retrain from her former position. “It changed my life,” she says, “and it changed it for the better. My car crash was a major wake-up call. I had ignored previous, smaller signs that I needed to change my life. The crash convinced me not to waste another minute of my life and, fundamentally, that I wanted to enable other people to make the most of their lives, too.” TRANSFORMATIONVictoria’s in an ideal position to help people awaken to the transformational possibilities in change, so much so she now advocates intentional change and helps other people make the changes they need and want to, or weather the ones they must.How about that? While most people are lamenting the constantly accelerating pace of change in today’s world, there’s a proactive position to be had: get out there and make change happen. More radical than that, try changing yourself. Dr. Jordan is one of Victoria Butterell’s former clients, and he now realizes the changes created in coaching in his life were “overdue.”How about you and your life? Are you overdue for a change? Have you thought about it that way?Life has a way of making us change, when we don’t get active and choose our own changes. SENIORS REGRET NOT HAVING MORE CHANGES When people over 65 were asked, in a recent survey, “If you could live your life over, what would you do differently?” they answered:1.I’d take more time to stop and ask the big questions.2.I’d be more courageous and take more risks in work and love.3.I’d try to live with purpose – to make a difference.THE CAUSE OF HAPPINESS IS … RISKThe wisdom seniors are sharing gels with recent research findings that the primary ingredient for finding happiness is being willing to RISK. Dr. Jordan, with the help of his coach, Victoria, has learned to embrace change. What does it take to embrace this “stressful” occurrence in your life and reap the benefits?Part of it depends upon the individual’s personal predisposition to change. This is ingrained is us because it comes from how change and ambiguity were handled when we were children. According to Holmes and Rahe, inventors of the now-famous stress scale which rates “life change units,” life is 44% more difficult now than it was 50 years ago. This means for all of us there was less change years ago when we were kids, so probably most of us need an adjustment in our predisposition to change. Changes are exciting when we choose them ourselves, and when we bolster our resilience – our ability to handle change and bounce back from adverse events. Some of the things we can do are learning and practicing a positive attitude, having a strong and supportive social network, and working with someone who’s experienced in transitions, such as a coach. Victoria’s philosophy is “Action from Adversity.” She would add these things to the list:1.Trust your intuition, completely. You’ll know what you need to do with your life while friends and family may not.2. Never give up. This is an inspirational quote from Winston Churchill – “Never give up. Never. Never. Never.”3.Be brave. “Change can be scary,” says Victoria. “Bite the bullet and go for it. Don’t regret the things you haven’t done in life.” Why “action from adversity?” You must take action. A useful metaphor is a cork in the ocean. We’re in the middle of our lives, like a cork on the ocean. The cork appears to move as a wave passes from left to right, but its position actually never changes other than a slight rotation. In other words, that cork is not going to wash up on shore eventually one day, it’s going to stay right where it is, forever. If you want to get somewhere, you have to TAKE ACTION.A COACH IS INVALUABLE AT SUCH A TIME“Completing the transition was tough,” says Victoria. “Most of my friends and family wanted me to “get over the crash” and “get back to normal” – my “life” as it had been before. I had to keep my determination and resolve, to change my life and keep changing it. I had to find the strength to take actions which were very scary, well out of my comfort zone and risky, but which would give my life greater meaning and fulfillment. A coach is invaluable at a time like this.”THIS ISN’T YOUR DRESS REHEARSAL“Life isn’t a dress rehearsal,” Victoria tells her clients. “Don’t wait for that wake-up call, make the most of your life, NOW.”IF THE SCRIPT ISN’T MEANT FOR YOU, RE-WRITE ITYou’re the star in the greatest show on earth, and all the world’s your stage!
Egypt Property Prices are on the Raise
Michiel Van KetsEgypt has grabbed the attention of property investors predominantly due to its steady economic growth and easy-living lifestyle. Currently, property in Egypt is still affordable, but as potential investors become increasingly aware of the amazing opportunities the country has to offer property prices are expected to rise quickly. Still widely considered as emerging, the Egypt property market has already shown healthy returns for early bird investors, in some cases returns have been as high as 20-30% depending on the location. In acknowledgment of this, the pro-foreign investment Egyptian government has stepped up its marketing initiatives, and has committed themselves to a far reaching infrastructure development programs.The focus of this influx of overseas property investment in Egypt has predominantly focused around the popular Red Sea coastal resorts, as well the major cities such as Cairo, Luxor and Alexandria. In particular, the past few years has seen a major series of construction initiatives in the coastal resort regions. Here increasing tourist figures have resulted in large increases in demand for property in Hurghada, Sharm El Sheikh, El Gouna and Marsa Alam. So why has Egypt increased in popularity such much in the past few years? In the main, visitors are attracted to this exotic, yet modern, culture and land for a variety of reasons. From most European cities and the UK, Egypt can be reached in less than 5 hours, amenities are modern, and transport facilities, including the airports as well as getting around the country itself, are already at a high standard. As well as this, the warm climate, great beaches and coastline, and wide range of activities are on offer throughout this intoxicating country. Today, the country has a strong economy and with the government actively working hard to encourage tourists to visit, these factors lay solid foundations for investors looking for long term returns from property in Egypt. The success of a country like Egypt is reliant upon the tourist industry, as more visitors see the advantages of traveling here then things can only get better. In particular, property prices remain low in comparison to other European property hot spots such as Italy and Spain. These low prices, coupled with the increasing prices of other major European holiday destinations due to currency fluctuations, have ensured that an increasing number of overseas tourists will be traveling to Egypt in the months to come. As more visitors flock to its shores Egypt has experienced an increased demand for high yielding short term holiday rentals. Also, as the Egyptian climate is good all year round there is the opportunity for year round holiday rental. Low-cost airlines have already set up flights to the Mediterranean and Red Sea resorts, reducing travel time and costs. British Airways and Egypt Air have established regular direct services between Heathrow and Cairo International Airport; from there it is easy to get connecting internal flights to the various coastal resorts. Charter flights are also available direct from the UK and Europe to the coastal resorts of Sharm el Sheikh, Marsa Alam, Hurghada and Taba. The investment opportunities for Egypt real estate are encouraging in the long term, and if you are considering investing in property here, then this is the best time to make a move. The country has a stable economy and the steady growth in GDP over the past few years is positive. The government is promoting the country to overseas investors by offering tax breaks and an uncomplicated purchasing process. Labor costs in Egypt are low, tourists are arriving in their thousands every week looking for rented accommodation, and the standard of living is improving within the country. Long-established home buying destinations, such as Spain and Turkey, are fast being overtaken in favor of Egypt. Most of the resorts offer first-class facilities and with the number of tourists arriving in the country throughout the year needing accommodation there is potential for high rental returns. The future of the country looks positive and investing in Egypt property is a wise decision that is sure to bring its rewards.
Michiel Van Kets provides article services for Mark Burns who has extensive experience in the overseas investment property market, specializing in property & real estate and through the Offplanworld.tv website provides coverage on the worlds major property markets including
Property in Egypt
Egypt real estate
. For information or advice concerning property in Egypt or the
market, visit Offplanworld.tv.
By Maria Smith
So you want to buy that dream car from a cheaper loan. Surely you would like to drive a car only if it does not worry you about repaying loan on it. And what other loan can suit you better than secured auto loans. You are bound to drive home a new car or a used one after buying it through a very low cost finance once you opt for secured auto loans.
Secured auto loans are the easiest and cheaper loans to avail. All you are required is to place collateral consisting of any of your property like home with the lender. And if you do not like to risk a property, the very car you intend to buy can serve the purpose of collateral. While you take home the car and go on driving it, the lender will take deal papers of the car and will return them after you have fully paid back the loan amount.
With the security in place, lender is ever willing to offer secured auto loans at lower interest rate as he would like to win over you as customer. The greater loan amount approved to you will depend on higher equity in collateral such as home. Apart from lower interest rate, what makes secured auto loans less burdensome is larger repaying duration. Lender will give you sufficient repayment duration of your choice. If you have many more years for returning the loan, then your monthly payment towards installments is reduced considerably.
Another huge advantage of secured auto loans is for bad credit people. As bad credit borrowers have placed a property as security of the loan, it offsets the factor of bad credit in availing secured auto loans. If the borrower repeats the mistake of payment default, lender can recover the loan by selling the property. So secured auto loans are usually approved without hitch for bad credit borrower.
Make sure that you a car from a reliable dealer so that quality can be ensured. If you are buying used car then have it checked for mechanical defects from an expert mechanic.
There are number of secured auto loans providers on internet. Compare them for lower interest rates for a beneficial deal. It is advisable to apply to an online lender as he is equipped for fast processing and approval of secured auto loans. Certainly secured auto loans are there for asking at lower interest rate and easier conditions. Make the best of the opportunity.
About the Author: Maria Smith has not been writing articles from the beginning. To find a secured loan uk,secured homeowner loan in uk,secured auto loans, unsecured debt consolidation loans visit
By Arturo Ronzon
Tummy tuck or abdominoplasty, as it is known in medical terms is the best possible way to shape up your lower stomach when excessive fat accumulates around the lower abdominal muscles and it looses its elasticity. There are different types of tummy tucks for different cases. Some involve mild shaping up while other may require a complete operation for removal of the excessive fat and skin, tightening up the abdominal muscles and repositioning the naval.
Stats show that more and more people are opting for a tummy tuck, which is not only safe but also more affordable now (the cost is being reduced). Majority of people who delay tummy tuck do so because of the cost factor. The cost is high and usually between $2500 and $8500 for a tummy tuck, the cost depends upon the reputation of team you hire, length and complexity of the procedure along with the ancillary costs associated with the tummy tuck. The various factors which are effective in determining the cost for a tummy tuck are:
1. Surgeon’s Fees: the cost depends on the tummy tuck surgeon’s reputation.
2. Medical Tests cost: tests you need to undergo, before the actual operation, to be declared fit for the operation.
3. Operation Room Fees: a mild shapeup can be performed within a surgeon’s operation theatre while a major tummy tuck has to be performed in a hospital.
4. Anesthesiologist fees: depends on the team you are hiring.
5. Room/bed cost: If the tummy tuck was lengthy, complex and the surgeons believe that you have to be kept under medical supervision you’ll have to pay for the room/bed fees as well.
6. Post surgery cost: expenditures on post surgery medical prescription and specially designed compression garments.
A tummy tuck is more affordable today due to a number of reasons, first and foremost is that most of the surgeons are offering financing options. Insurance agencies may not cover the complete cost of a tummy tuck but certain procedures involved in the operation may be covered by your insurance policy. Most of the surgeons may refer you to professional financial advisors who offer financial advice, in some cases these advisors can prove that the tummy tuck is a medical necessity, in such a case your insurance carrier will have to cover the cost of the entire operation.
You may also want to talk to your insurance agency, informing them of your decision of to undergo tummy tuck surgery, as it may increase the cost of future premiums.
About the Author: Want to know more about Tummy Tucks, feel free to visit us at: